iost 3.0
Exploring Global Web3 Payments with PayPIN & RWA
[ 01 ]Ring
IOST 3.0 PayPin ring, seamless smart decentralized payments. Tap for fast, secure transactions, powered by human-centered intelligent technology.
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Financial And RWA Infrastructure /
Bank, Institutional Lender Blockchain And Web3 Integrations
[ 02 ]Partners
Building the Future of DeFi & RWA with Leading Partners
IOST collaborates with global financial leaders and blockchain innovators.
[ 03 ]Statistics
Block Height
M+
Transaction Count
M+
Total Number of Accounts
M+
[ 04 ]About
What is IOST?
IOST is rewriting finance—turning real-world assets into instant, borderless liquidity
IOST has transacted billions in the past 7 years. The next 7 years? Trillions. IOST is leading this revolution by bringing real-world assets (RWA) into Web3, transforming the $300 trillion bond market and traditional finance into borderless, liquid, and programmable assets.
[ 05 ]Technology
IOST Technology in Action
PayPIN-centric Web3 Payment Ecosystem01
  • Chain Abstraction Layer
  • Unified Payment Protocol
  • Cross-chain Clearing Network
  • Decentralized Identity System (DID)
PayFi-centric Layer-2 Payment Solution02
  • High-performance Infrastructure
  • PayFi Nexus
  • PayFi Accelerator
  • PayFi Guardian
Security-centric Mainnet Upgrade03
  • Enhanced PoB Consensus
  • Modular Subchain Architecture
  • Efficient Cross-chain Protocols
[ 06 ]PayPIN Applications
How IOST Powers PayPIN
IOST's PayPIN technology enables secure, instant payments through wearable devices, creating a seamless bridge between traditional finance and Web3.
PayPIN leverages IOST's speed and scalability to offer:
01
Instant Settlements
Enable immediate transactions, eliminating delays
02
Cross-Border Payments
Reduce costs and increase efficiency for global transactions
03
DeFi Integration
Expand access to decentralized financial services
[ 07 ]Ecosystem Overview
A Thriving IOST Ecosystem
Powered by Nexus DAO, IOST fosters a collaborative environment for developers, users, and partners, driving innovation in decentralized finance and payments.
[ 08 ]Future Vision
The Path to a Seamless Web3 Payment Ecosystem
Phase01
Infrastructure Development
2025 Q1
Launch PayFi Layer 2 and PayPIN integration.
Initiate node sales and community airdrops.
Deploy the first real-world asset solutions.
Phase02
Ecosystem Growth
2025 Q4
Launch PayFi applications and introduce payment cards.
Build a merchant network and integrate $0.5 billion in RWA assets.
Phase03
Global Expansion
2026 Q2
Expand the decentralized PayPIN network across 100+ countries.
Onboard 4 million merchants and process 12 million daily transactions.
[ 09 ]Explore Our Vision for the Future
Explore Our Vision for the Future
Developing cross-chain infrastructure and PayFi protocols, supported by a $12M budget.
01
Technical Enhancements
Developing cross-chain infrastructure and PayFi protocols, supported by a $12M budget.
02
Community Engagement
Strategic incentives, airdrops, and governance opportunities for the IOST community.
03
Ecosystem Expansion
Leveraging strategic partnerships to grow merchant adoption and DeFi integrations.
04
Sustainability Measures
Introducing deflationary tokenomics and enhancing security with advanced staking mechanisms.
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